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Advocacy & Resources

Member Insurance Benefit

As an ASTS member, you have insurance coverage in case of an accident during travel for an organ procurement!

Learn more about your benefits:

Who is eligible?

All active ASTS members in good standing.

What underwriting is required?

None, you are covered with no underwriting requirements as a member of ASTS.

What is the coverage?

High Limit Accidental Death and Dismemberment plus Accidental Permanent Total Disability, Business Travel Accident Insurance policy that pays out if you are injured or killed while traveling for work related to procuring organs.

How much is the coverage?

Coverage is 4x your annual income with a minimum benefit of $1M and a maximum benefit of $4M.

When is the coverage effective?

The policy went into effect in 2020 and is renewed yearly.

What is covered?
  • Accidental death: The principal sum benefit is paid to the designated beneficiary in the event of death due to accidental bodily injury.
  • Dismemberment: The principal sum benefit is paid in the event of the loss of use of both hands or feet, or one hand and one foot, or the loss of sight of both eyes. One half of the principal sum amount will be paid in the event of the loss of sight of one eye, the loss of use of one hand or one foot, the hearing of both ears or the ability to speak. 
  • Permanent disability: The insured has been totally disabled for a 365-day period from an accident while traveling for work. At the end of such period, it is determined by competent medical authority that the insured will not recover from the effects of the sustained injuries to the extent of ever being able to resume the material and substantial duties of the insured’s occupation (this is commonly referred to as an “own occupation” definition of disability). The principal sum benefit will be paid to the insured.

Additional Information

This policy is underwritten by Petersen International, and it has been issued to the American Society of Transplant Surgeons (ASTS). You are automatically covered under this policy as long as you are an active member of ASTS, and any benefits received from it will be paid to your estate. If you have any questions about the coverage, you can connect with our broker, Stephen Mann or Kelly Lomas:

Stephen Mann
Area Sr. Vice President, Executive Benefits
Gallagher Benefit Services

Kelly Lomas
Account Executive, Executive Benefits
Gallagher Benefit Services

Thank you to CareDx, a Distinguished Founders Circle member, for supporting this initiative!